Collecting personal information
Personal information may be collected in a number of ways, such as when you visit the Site with your Internet browser or use the Service. In addition, 40Billion.com may ask you to provide certain personal information when filling out and submitting registration forms or providing feedback to 40Billion.com. When registering or applying to receive or provide funding, you may be asked to provide a bank account number, contact information, your name and other personal information. Also, you may post to the Site or transmit to 40Billion.com personal information, photographs, videos, and other content, such as to your profile, through messaging functionality on the Site, or to a public bulletin board, blog, chat room or other forum on the Site. You understand that information contained in your profile may be generally available on the 40Billion.com site. Although your profile is specifically made available to your designated friends-and-family funders and people that they may potentially recommend, it may also be viewed by other individuals unless you opt to make your profile private. All such content that you post to the Site is done at your own risk and 40Billion.com bears no responsibility for any such content or any liability for any claims arising out of such content.
When you use the Site, 40Billion.com may also collect certain information about your computer to facilitate and evaluate your use of the Site and the Service. For example, we may log environmental variables, such as browser type, operating system, referring or exit web pages, and the Internet Protocol (IP) address of your computer. We may on occasion supplement the personal information you submit to us with information from third-party sources.
For example, if permitted under applicable law, we may supplement your Registration Information (defined below) with address standardization data to verify the address you have entered is actually your address.
Use of personal information
In general, we use personal information we collect to service your funding, to provide you with information or services you request, to inform you about other information and services we think will be of interest to you, to facilitate your use and our administration and operation of the Site and the Service, to learn more about and improve the Site and the Service, and for the purpose for which the information was provided. For example, we may use the information we collect in the following ways:
Sharing your personal information
We only share your personal information with unaffiliated third parties as permitted or required by law. For example, we may share certain of your personal information with:
When we share your personal information with vendors and service providers who perform functions on our behalf, we require that they keep your information confidential and secure, and that they use it only as is reasonably necessary to carry out their work or comply with applicable law. In addition, personal information may be disclosed or transferred to our affiliates and as part of, or during negotiations of, a merger, consolidation, sale of company assets or equity, financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of the business assets of 40Billion.com.
Protecting your personal information
We maintain administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. The personal information that you provide online in connection with registering yourself as a user of the Site or of the Service (including to register as an entrepreneur or funder) or use of the Service is protected in several ways. Access by you to such personal information is available through a password selected by you. To protect the confidentiality of such personal information, you should not divulge your password to anyone. You are responsible for all uses of the Site and Service by any person using your password. Please advise us immediately if you believe your password has been compromised. Please note that any information you submit by online may not be secure, so please do not enter on 40Billion.com or email to 40Billion.com any sensitive information or materials.
Please note that any information, photos, videos, and other content you post to your profile or to any public bulletin board, blog, chat room or other forum is available to all persons accessing that location, and your e-mail address may also be posted on these venues. The information you share, including your email address, would then be available to all persons accessing these venues, and such information may be read, collected or used by others for any purpose, including sending you unsolicited messages. 40Billion.com is not responsible for any information you elect to submit in these venues or the use of such information.
Your choices regarding your personal information
40Billion.com or third parties may communicate information to you regarding products, services and special offers available from 40Billion.com or selected third parties unless you have opted not to receive such communications or such communications are prohibited by law. If you do not wish to receive such communications, you may change your contact preferences online at www.40Billion.com, or you may also change your contact preferences by sending an email to info (at) 40Billion.com or mailing a request to 40Billion.com, Inc., 925B Peachtree St., Suite 465, Atlanta, GA 30309. Please note that even if you opt out of receiving email or other communications from 40Billion.com or third parties, you may still be contacted by email, telephone, or US mail regarding your use of the Service, such as communications relating to a fundraising request, funding, servicing, messages in response to any email or other communication from you to us, and to notify you of updates or changes to our policies, procedures or agreements. Our systems may require time to update, so your opt-out requests may not be updated immediately.
Data not collected on the Site or in connection with the Service
Most browsers are initially set to accept cookies and similar devices. You can set your browser to notify you when you receive a cookie or similar device, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies or similar devices will probably not be able to access those pages or the related products and services.)