40Billion.com is the entrepreneur's micro-funding platform, facilitating business capital fundraising through gifts and loans from the entrepreneur's network of friends and family online. We are addressing a $40 billion gap in small business and startup funding by providing an online platform for social funding (a.k.a. microfinance, "love money", peer-to-peer lending, social lending) so that more entrepreneurs can have access to affordable business financing through gifts and loans.

    The #1 reason why many small businesses fail is lack of adequate funding and access to resources. Together, we can change that statistic, and we can help over 6 million new businesses each year, as well as almost 30 million existing small businesses, to increase their chances of success. 40Billion.com enables friends and family members to form private networks, in which they can raise money for a new business, fund a business, and find resources to build a successful business. And it's about time!